June 2009 
There are 4 blog entries for June 2009.
Stop Dreaming, Start Renovating!
Whether you're buying, or currently living in, your first home or even your fifth, at some point you'll likely want to do some work on it, whether it's a major renovation or simple decorating to personalize it to your own taste. Any kind of home improvement requires funding, and that's where I can help.
Most people think of mortgage brokers simply as a resource for up-front mortgage funds. In fact, as a mortgage broker I can help you obtain additional financing even once you're settled in your home, to help you improve your house or condo and continue building your home equity.
Because today's real estate market is not favoring sellers, many homeowners are putting off their plans to move, and are instead renovating their homes to add more space,…
Light up the Room!
Headaches, lethargy, stubbed toes and bruised shins: These can sometimes be blamed on a poorly lit room. Don't get left in the dark - learn to create a successful lighting scheme in any room. Here's how.
Planning is step one. Think about all the ways in which the room will be used, as those activities will determine the types of light required. Will it be used for reading? Watching TV? Studying? Cooking? Relaxing? As well, think about who will be using the room - the older we get, the more light we need.
Also note any features in the room you'd like to emphasize, such as a fireplace, painting or bookshelf. You may find it helpful to draw a room plan showing the location of those features, as well as the location of the room's furniture and fixed…
What's the Value of Your Home in Today's Market?
You know how much you paid for your condo, and how much you still owe on it. But how much could you actually sell it for in today's market? Let me prepare a complimentary CMA - a Comparative Market Analysis - for you!
A CMA compares the features - and the value - of properties that are similar to yours, in your immediate area. In order to make sure you're getting an "apples to apples" comparison, we will look at homes comparable to yours in:
- location;
- square footage;
- year of construction;
- condition;
- number of bedrooms and baths;
- tangible amenities such as a swimming pool, health club facilities, party room, doormen, or garage, and;
- intangible amenities such as a nice view or safe neighborhood. …
Bank of Canada Rate Hold
The Bank of Canada announced today that it is leaving the overnight rate at 0.25%. Banks therefore are expected to keep their prime rates at 2.25%.
The Bank of Canada has identified offsetting factors in our economy that will keep them on the sidelines when considering rates.
The Bank of Canada also noted that "In recent weeks, financial conditions and commodity prices have improved significantly, and consumer and business confidence have recovered modestly." On the other hand, it admitted that Canada's "outlook is subject to considerable uncertainty." The challenges have been job uncertainty as a result of slowed manufacturing. This is compounded by the growing Canadian dollar which makes exports problematic.
The Bank has expressed the…
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All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.
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Last updated on: 2012-02-10 00:18:44
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- Working with Joe to sell our home was an excellent experience. His knowledge in correctly pricing our home and the professional media presentation on his website resulted in the rapid sale. Painless and precise.
- Tyler Macombe & Krisztina Szalay
